Whether you are purchasing or refinancing, Doctor Mortgages can be considered complex loans. Doctors in their first 10 years out of school often have cash flow concerns. Despite earning a higher income, they may be facing high interest student debts, higher tax obligations not to mention additional business debt if they’ve purchased an existing practice. Doctors also face more challenges than any other professionals due to the different compensation structures in their industry. In the mortgage industry it is crucial that whoever the Doctor is working with on their mortgage loan process, that the loan officer understands all of the following:
• How to read a complicated employment contract
• Closing on future income
• 1099 independent contractor positions
• Self employment - if they own their own practice
• Student loans with income - based repayment
• How the complexity of these factors can effect the final underwriting outcome
The vast majority of Doctors will deal with these issues at some point in their career. The average loan officer rarely sees these issues and may misunderstand or mismanage the loan. With my experiences in Mortgage Lending and Small Business Lending, I have the knowledge and experience to help you navigate the waters by serving you with excellence and making sure you have a smooth home buying or refinancing process.
Our loan process experience for clients is like no other lender. Our dedicated, full time Loan Concierge will provide gold level service through all stages of the transaction. This includes assistance finding a local expert:
• Real Estate Agent
• Insurance Agent
• Estate Planner
• Financial Planner
• Wealth Manager
• Window and Blinds Services
• HVAC Company
• Home Renovation Contractor
• Personal Home/Travel Concierge Services
We communicate with your Real Estate Agent through automated Weekly Status Updates and Document Tracking.
Dedicated Consulting Team is composed of highly experienced Underwriters, Consultants and Expediters who have collectively processes over $17 Billion in Mortgages a year.
Use the following online address to access our state of the art mobile phone mortgage application with built in mortgage calculators and other useful information.
Or better yet call me at (503) 840-2499 for a Free No Obligation Consultation to discuss your situation and the best financing options available. Our unique business stucture was designed with you in mind and provides for:
• Confidential Personal Services
• Complimentary Total Cost Analysis Report
• Competitive Rates with Low Fees and Fast Approvals- Close on your Home in as little as 21 days!
• We cover your appraisal- $750 value
Receive our Monthly Mortgage Updates on Upcoming Changes
We love our customers, so feel free to visit during normal business hours.
6105 S Main St, Aurora, Colorado 80016, United States
Monday - Friday: 9am - 5pm
Saturday: By appointment
Founded in 1996 by Steve Jacobson and named by a childhood best friend, colleague and forever member of the Fairway family, Randy Cross, Fairway Independent Mortgage Corporation is a mortgage lender headquartered in Madison, Wisconsin and Carrollton, Texas. Fairway has over 300 locations and approximately 4,400 employees nationwide. Fairway’s vision is to foster relationships and create a team atmosphere, empowering offices to operate autonomously in their day-to-day operations, while still maintaining strict compliance and consistency across the board. Fairway provides all necessary support in the areas of personnel, accounting and compliance.
Fairway Independent Mortgage Corporation NMLS Entity ID # 2289 NMLS Consumer Access
Elizabeth Wyatt Loan Officer NMLS: 451570
6105 S. Main St. Ste 200
Aurora, CO 80016
Mobile: 503-840-2499 Fax: 866-549-8914